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Keep construction projects under control with a comprehensive and unique insurance policy from HIG Risk Solutions.

It is no secret that a construction site is full of risks—no matter how large or small of a project is in the works. Instead of worrying about the unexpected, it is important to turn to the professionals. At HIG Risk Solutions, we specialize in contractors insurance and builder’s risk coverage. Our agents can help you pave the way to a safer worksite.

Our Coverage for Contractors

If you are a contractor, it is essential that you have much more in your “toolbox” than equipment. The right coverage will make all the difference once the unexpected comes knocking. While others may get away with a typical property policy, this is not usually the case for contractors. Fortunately, a builder’s risk policy is there to take protection a step further. Keep in mind that a builder’s risk policy will only deal with property, meaning that is does not include coverage for worksite injuries or design/construction defects. For more protection, you should consider the following options:

  • Automobile Liability and Physical Damage
  • Contractors’ Equipment
  • Goods in Transit
  • General Liability
  • Employee Benefits
  • Umbrella Insurance
  • Workers Compensation
  • Pollution
  • And more…


Careful planning is the foundation for a successful construction project. Allow us to help you plan for the worst case scenario! If you have any questions about the above policies or other options available, please contact our agency. We would be happy to discuss.

Let’s Build a Policy, Today

Whether you are a builder, painter, or electrician, we want to speak with you. At HIG Risk Solutions, we have the contractors insurance options for all those involved in projects. To hear more about the solutions that we can provide, please call 866.736.2184 or take a moment to fill out the free quote form on this page. One of our agents will get back to you as soon as possible to guide you through this simple process.


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