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Convenience Stores

Convenience stores offer ease. When it comes to insurance, so does HIG Risk Solutions.

Let’s face it: no convenience store is the same as the next one. While each offers a wide array of products and services, each offers something a little different from every other one. As the owner of this type of business, you know this better than anyone else. Here at Hamann Insurance Group, we have been in the business of insurance for over 30-years, and when it comes to insuring convenience stores, we know that better than anyone else.

We understand that running a business is not easy. It requires a lot of effort from you. At times it can be challenging. As a business owner, you face a lot of unique challenges and risks. In order to remain successful and keep the doors of your business open, you have to be protected.

Does Your Convenience Store Have The Right Protection?

At Hamann Insurance Group, we understand that your convenience store many carry every product conceivable. Your operations can be threatened by a wide array of risks. Often, you may not even be aware of the risks you face. That is where we come in: our job is to be sure you are protected from the many risk exposures you may face, including:

  • Property exposure – including any wiring or ignition sources and equipment on your premises
  • Crime exposure – including theft and employee dishonesty
  • Premises liability – this could be a major concern for retail exposure
  • Products liability – especially for items prepared on premises
  • Liquor liability exposure – especially in circumstances where selling alcohol to underage individuals becomes a concern
  • Workers compensation exposure – from unskilled labor and turnover all the way to injury on the job


While your business may have a Business Owner’s Policy (BOP), often the liability coverage may not be enough to protect you from all of the risks you face. The best way to determine the type of coverage you need is to talk with an experienced insurance agent.

At HIG Risk Solutions, we are passionate about helping all of the business owners in Texas get the protection they need. All you have to do to get started is give us a call at 866.736.2184 or fill out the form on this page. Let us provide your store with the same ease you do to your customers and get you the protection you need today.


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