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Hamann Insurance Group · Katy, Texas

Coverage you can be confident in. Consultants you can rely on.

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Get insurance that is unique to your needs from an established, trusted source.

50 Years of service
Independent retail agency Coverage across Texas
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Safeguard Your Business

Coverage built around the real risks your business faces, from property to liability.

Cover your business

Cover Yourself and Family

Home, auto, and personal coverage that protects the people and things you care about.

Cover your family

Cover Your Condo or HOA

Specialized condo building and homeowners association coverage for the risks these properties face.

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Hamann Insurance Group

An independent retail agency and a division of Enterprise Risk Associates, insuring Texas and beyond for 50 years.

Hamann Insurance Group began 50 years ago with a focus on building trusted relationships, both with the insurance companies we represent and the clients we work for. We take time to understand your needs, plan for the risks you face, and put together coverage that actually fits.

Those long relationships are the whole point. They let us know your situation and stand beside you as your consultant when it counts, so you can be confident in your coverage and have the peace of mind you deserve.

Why Go Independent?
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Business Insurance

Coverage for the property, liability, and people your business depends on.

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Personal Insurance

Home, auto, and the personal coverage that protects your family and what you own.

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Coverage Tailored to Your Insurance Needs

Business, personal, condo, and HOA insurance, built around what you actually need. That is what Hamann Insurance Group does best.

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Insurance Solutions We Specialize In

A vast range of coverages for Texas families and businesses - with extensive experience in the habitational industry, including condominiums, townhomes, and homeowners' associations.

Condo & HOA Insurance

Master policies and association coverage for the specific risks condo and HOA properties face.

Business Owners

Property, liability, and the essentials that keep a Texas business running.

Private Client

Tailored coverage for higher-value homes, collections, and personal assets.

Office Building

Coverage for building owners, from property to liability and loss of income.

Business specialties

Personal specialties

Click it. Read it. Cover it.

Get a glimpse of the risks a condo or HOA property faces, and how the right coverage protects what matters most.

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Condo Building Insurance 101

Every condo and HOA property carries risks that are easy to miss. Click a hotspot to see one, and the coverage that responds.

  1. 1Click a hotspot on the building.
  2. 2See the risk it creates.
  3. 3Find the coverage that responds.
Commercial Umbrella InsuranceWhat happens when your condo or co-op building faces a large liability loss that exceeds the basic limit of your standard policy?A commercial umbrella policy will provide extra coverage over and above general liability, directors and officers liability, auto liability, and employers liability policies. Limits start at $1,000,000 and go as high as $200,000,000.
Systems Breakdown InsuranceWith technology performing many tasks in today's world, a breakdown can cause a significant financial burden, including the cost to repair the equipment and any resulting lost income or extra expenses.Comprehensive coverage provides protection against equipment mechanical breakdown for machinery such as heating and cooling equipment and elevator motors.
Property InsuranceCondo and co-op associations may face severe financial consequences from property loss due to fire, wind, or other causes.Commercial property insurance should provide coverage for damage to the building, personal property owned by the association, and income lost due to a covered cause of loss.
Cyber Liability InsuranceTechnology has spun a whole new web of liability exposures including the need for protection of privacy, data, and financial information for your association residents. Breach of their data can result in costly fees and lawsuits for the association if held liable.Cyber liability coverage covers fees and lawsuits resulting from the breach of personal data, assuming that the association is liable.
Environmental InsurancePollutant clean-up is generally excluded from the basic policies. Leaking of a fuel tank can be very costly to remediate.Environmental insurance provides coverage for clean-up costs and third party lawsuits as a result of a leak from the tank or related pipes.
General LiabilityCondo and co-op associations are susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more. The association could also face lawsuits from claims associated with common areas such as hallways, stairwells, swimming pools, and parking areas.General liability insurance is an absolute necessity for any association. It provides coverage for legal fees and judgments when the association is named in a covered lawsuit.
Sponsor / Investors Owned Units InsuranceTypically the policies for the association exclude coverage for the sponsor or holder of unsold shares for the interior of the units they own.A policy should be maintained to provide coverage for what you are responsible for within the unit, as well as any lost income and lawsuits resulting from acts within the unit.
Directors and Officers Liability InsuranceDirectors and officers (such as board members) can be held accountable for decisions they make in the performance of their duties. Any resulting lawsuits are typically expensive to defend and can result in potentially large settlements.Directors and officers liability insurance provides coverage for the legal costs to defend a covered lawsuit and may also provide the money necessary for any resulting judgments.
Crime and Fidelity Bond InsuranceCrime and fidelity bond insurance is designed to provide coverage to cooperative and condominium associations to protect them from theft of funds or association-owned personal property by an employee, board member and in some cases, the property management firm.Crime and fidelity coverage is designed to provide coverage for employee dishonesty, forgery and alteration, computer fraud, counterfeiting, and more.

Contact Hamann Insurance Group

As an independent retail agency, we are here to help you find the right coverage. Tell us what you need to protect.

  • Independent retail agency
  • 50 years of service

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Tell us what you need and our team will follow up.